Efficiency and fast time-to-market for development banks

In a world of surging funding volumes, shifting regulation, and digital transformation, development banks face pressure to deliver impact with speed and transparency. SAP Fioneer helps manage funding programs, automate application processes, and scale securely with a platform built for your mission: Digital Workplace for Development Banks (DWD).

Funding bank portal dashboard showing greeting banner, upcoming events list, featured article, and a sidebar with new or updated funding programs.

Raising market demand in facts and figures

x3

funding volumes since 2019 in Germany

+250%

application volume during pandemic

€110bn

total funding volume in Germany

How it works

With its one-platform architecture DWD is an enabler for the use of technologies such as process automation and AI: it consolidates core systems, data, and processes into a single environment, reducing IT complexity and costs, while speeding up time to market – a perfect fit for small- and midsized institutions.

Process flow diagram showing end-to-end banking lifecycle from configuration and application to decision, processing, and asset management with steps for customer and bank actions.

Explore the capabilities of DWD

  • DWD covers the full lifecycle from program definition, application intake, review, approval, disbursement, and monitoring while ensuring transparency and control across all funding activities.

    Funding department dashboard showing processing status summary, geographical distribution of funding cases on a map, and quick access tiles for tasks, inbox, requests, and processes.
  • DWD enables dynamic workflows triggered by real business events such as application received or funds disbursed with integrated task and escalation management to streamline operations.

    Welcome dashboard for funding bank portal showing greeting banner, new or updated funding programs list, and upcoming events section.
  • Built on SAP S/4HANA and SAP BTP, DWD supports microservices, RESTful APIs, and flexible data models, allowing banks to adapt quickly to changing policies and scale efficiently.

    Program management dashboard showing a list of digitalization initiatives with status indicators such as active, under review, rejected, and archived.
  • DWD offers real-time dashboards, analytics via SAP Datashpere and SAP Analytics Cloud, and a dedicated KPI engine for performance tracking and regulatory reporting.

    Funding department dashboard showing active funding cases by process type in a donut chart, processing status summary, and a map of geographical distribution of cases.
  • Centralized handling of input/output documents with DMS integration, role-based access control, and GDPR-compliant data governance ensure security and auditability.

    Application submission screen showing completion step with download option and digital signature field for finalizing the application.
  • Funding department dashboard showing processing status summary, geographical distribution of funding cases on a map, and quick access tiles for tasks, inbox, requests, and processes.
  • Welcome dashboard for funding bank portal showing greeting banner, new or updated funding programs list, and upcoming events section.
  • Program management dashboard showing a list of digitalization initiatives with status indicators such as active, under review, rejected, and archived.
  • Funding department dashboard showing active funding cases by process type in a donut chart, processing status summary, and a map of geographical distribution of cases.
  • Application submission screen showing completion step with download option and digital signature field for finalizing the application.

Discover the benefits

Faster program launch, adaptability throughout

Configure and roll out new funding programs quickly using low-code tools and reusable templates enabling rapid response to policy changes and economic needs.

Operational efficiency and transparency

Automate workflows, centralize data, and provide real-time visibility into applications and fund usage to boost productivity and public accountability.

Compliance and future-readiness

Ensure GDPR compliance, secure data handling, and auditability while leveraging a modular, scalable architecture built on SAP S/4HANA and SAP BTP for long-term innovation.

See how customers are succeeding with SAP Fioneer

“In recent years, the volume of grants has risen rapidly, while economic and political crises have required us to adapt flexibly and quickly to new guidelines and circumstances. To continue being the first point of contact for all questions regarding funding and financing in the state of Brandenburg, we are relying on the expertise of SAP Fioneer for our digitalization journey.”

Investitionsbank des Landes Brandenburg logo.
Christian Kistner

IT Board Member at ILB