Finance as a Service

Your complete toolkit for financial management, reporting and steering

Managing complex financial structures through changing market conditions, mergers and new regulations demands reliable visibility and cost-effective controls. However, here smaller institutions often find themselves at a disadvantage.

Finance as a Service (FaaS) is a lightweight, end-to-end solution tested on thousands of leading organizations worldwide. With one subscription, banks can quickly access a single source of truth for data, advanced analytics and pre-configured reporting, cutting costs and staying ahead of the market.

Key capabilities

  • Preconfigured Finance processes
  • Unified reporting & compliance
  • Reconciliation from GL to source
  • Group accounting & consolidation
  • Preconfigured for US-GAAP and IFRS
  • Streamlined for daily P&L

Reliable, tested results for leading institutions


reduced report delivery


faster substantiation


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The toolkit for modern CFOs

Enhance your financial efficiency

FaaS delivers the information you need, when you need it. Our end-to-end solution offers simplicity, accuracy and traceability across all data points, for full clarity and control. Stay ahead of complexities and regulations while reducing your compliance costs.

Fully managed SaaS

Simplify and scale your operations with seamless cloud deployment and support. Our secure SaaS solution delivers regular reviews, content updates and feature reviews, so you can focus on growth while reducing your TCO.

Built for change

With versatile data ingestion and integration, our solution adapts to your needs in real-time. Seamlessly add new data sources, including mergers and acquisitions, new products or markets, so to create a unified view and drive innovation.

Single source of truth

Make confident decisions with up-to-date information at your fingertips. With FaaS you can eliminate data silos and inconsistencies to drive effective collaboration and productivity across teams and regions.

Tailored editions for every business line

Corporate Finance edition (US-GAAP, IFRS)​​

​​​Enhance compliance with centralized accounting rules, comprehensive reconciliation and substantiation and end-to-end financial, management & regulatory (FFIEC/FINREP) reporting.​​

Retail Banking edition (US-GAAP, IFRS)

Reduce your TCO with straight through accounting, automated credit risk (CECL, IFRS9) valuations and granular transparency for revenues across products, services and branches.

Capital Markets edition (US-GAAP, IFRS)

Enhance transparency with intercompany trade elimination and product control, including automated trade settlement and dynamic P&L insights.

Wealth Management edition (US-GAAP, IFRS)

Built trust through instant fund reconciliation and seamless collaboration through corporate general ledger for full visibility over fund and client profitability.

SAP Fioneer’s Finance as a Service – run by the biggest banks, now available for the smallest.

Guido Klose, Director – Finance as a Service, SAP Fioneer

Key features

Predefined processes

Accelerate adoption with pre-configured processes, tailored to regulatory requirements and industry best practices.

Average daily balances

Eliminate manual calculations with in-built standard ledger calculations for management and regulatory reporting.

Multi-GAAP accounting

Improve governance and reduce regulatory and compliance risk with flexible systems for different accounting principles and valuation methods.

Automatic reconciliation & substantiation

Streamline compliance with centralized attestation, reconciliation and substantiation across all entities.

Integrated financial reporting & analytics

Enhance operational efficiency with integrated regulatory reporting, to stay compliant with new regulations effortlessly while optimizing financial transparency.

Seamless integration

Create a single, reliable data flow across platforms to eliminate manual errors, easily adding new entities and acquisitions.

Efficient workflow management

Streamline approval processes, budgeting, and reporting with standardized, automated workflows that reduce errors and enhance efficiency.

Get started

Reach out to our team to find out more about Finance as a Service

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