LIFT: SAP Fioneer’s graduate program

Welcome future fintech experts!

At SAP Fioneer we’re building the next generation of financial services – and we need the brightest young minds to help us. Kick off your career in a fast-growing scale-up, built on the technology that powers 70% of the world’s transactions. If you’re keen to join an exciting fintech dedicated to innovation, collaboration, and making a real-world impact, then we want to hear from you.

Start your journey with our graduate program LIFT: Level up in Fioneer Technology. 

SAP Fioneer provides me with the opportunities to immerse myself in multiple large and challenging projects. The hands-on experiences have been a catalyst for my continuous learning and career development.

Anny Wang, Business Process Consultant EMEA, SAP Fioneer

Being part of SAP Fioneer has been a rewarding experience providing a high learning curve and it has helped me to refocus my career toward product development while creating a positive impact.

Fatima Vargas, Business Analyst, SAP Fioneer

SAP Fioneer comes with a strong installed base and brand

  • At SAP Fioneer, we develop best-in-class software solutions for financial services
  • 6 out 10 of the most profitable banks in the world by Bloomberg run on our rock-solid technology
  • We are a global company serving 1,200+ customers across 75+ countries
  • Our unique portfolio of market-leading software solutions is specialized for both banks and insurers
  • Guided by our entrepreneurial spirit we co-innovate with our customers to shape the ecosystem of the future

Unique growth creates unique opportunity

  • We function like an exciting startup with the reliability of a well-established corporate – uniquely combining the best of these worlds
  • We have a large business to serve but are still a small organization. This is just the beginning of a long growth journey ahead
  • We offer the opportunity to grow rapidly alongside our business and rise through the ranks
  • If you create business value, you will participate directly in the results – and this is not dependent on your seniority but only on your impact

Realize entrepreneurial value

  • Be part of a unique opportunity to revolutionize the financial services industry and contribute to the success of the SAP ecosystem
  • Fast-track your career: Embark on a company-wide program with regular talent assessment, coaching and support
  • Steep learning curve: Step out of your comfort zone and take responsibility from day one
  • We will overcome any obstacle together as we are strategically committed to grow with you

Our promise to you

From the first day you will work on projects to enable companies to run, transform and grow

The speed of your career development will depend on your performance only

We will trust in you to do your best while coaching and supporting you continuously

Find work-life balance with both on-site and remote options

No rigid paths: You are not put in an organizational box and left there

Diverse career paths in Development, Consulting, Co-innovation and Sales

Enjoy competitive compensation, a fast-paced learning path, and mentorship

Embrace our ethos: Own it, become it

This is a unique opportunity to join a leading software company that combines the advantages of a fast-paced start-up with the career opportunities of a large, global organization.

Ingolf Zies, Managing Director Strategy, SAP Fioneer

The LIFT opportunities

We are looking for ambitious, forward-thinking individuals who are ready to make an impact. Sound like you? Then apply today.

Degree Courses

Bachelor or Masters in any of the following or relevant courses: Business Informatics, Mathematics, Business Administration, Economics, Physics, Engineering.


  • Analytical skills
  • Structure and stringent logic
  • Clear communication

You are a person who

  • Is searching for success
  • Has an ambition to create solutions from scratch
  • Has an entrepreneurial-mindset and a ‘can do’ attitude

Topic experience

Interest and/or knowledge in minimum one of the following:

  • Banking: retail, SME  or corporate banking, core banking, payments or cards
  • Lending: asset finance, mortgages, commercial lending
  • Embedded finance or insurance
  • Finance: bank finance, credit risk management, insurance finance,
  • Insurance: P&C insurance, life insurance, sales & commission management

Work experience

Any initial experience in consulting or with financial service providers is nice-to-have but not requirements.

Apply now

Degree Courses

Bachelor‘s or Master’s in any of the following and/or relevant courses: Computer Science, Information Technology, Physics, Mathematics, Natural Sciences. Courses in the area of Object-oriented programming, design patterns, java, .NET, mathematics, databases.


  • Analytical skills
  • Structure and stringent logic
  • Practical programming skills

Hands-on project experience

  • Know-how in at least one programming language e.g Python, Java, C++ or ABAP
  • Experience with database systems, data modelling, data queries using SQL
  • Ideally experience with modern development tools and technologies: Eclipse, VSCode, JSON, REST APIs, front-end frameworks such as React, UI5 etc.

Topic experience

Student research projects, internships in the fields of consulting or product development are a nice-to-have but not requirements.

Degree Courses 

Must have: Top 10% of university Bachelor’s/master’s degree in (Business) MINT or (Business) Engineering.

If not then “compensation” possible by either top 10% in high school, recommendations by professors or other extraordinary academic achievements.


  • Analytical skills
  • Interest in banking systems software architecture
  • Clear communication

You are a person who

  • Is searching for success
  • Has ambition to create solutions
  • Has an entrepreneurial-mindset

Topic experience

Must have: Interest in working with the systems of our customer within the banking/insurance sector.

Work experience

Nice to have: student research projects, projects, internships in the fields of consulting, product development.

Apply now

See which opportunities await you at SAP Fioneer

Learn more about our company and open positions.

Learn more