SAP Fioneer wins Gold at the 2026 Datos Impact Awards
Published on: 21 October 2026
SAP Fioneer has won the Gold Medal for Product Development at the 2026 Datos Impact Awards in Commercial Banking & Payments for its Virtual Account Management solution.
SAP Fioneer Virtual Account Management helps banks deliver flexible account structures for corporate and retail customers while improving cash visibility, reconciliation and self-service account management. Its core-agnostic approach enables financial institutions to introduce these capabilities without replacing their existing core banking infrastructure.
Among the developments recognized is the Intelligent Account Finder, which applies AI to suspense clearing. It analyzes payment information and recommends the most likely virtual account when payments are misdirected or arrive without a clear reference, with each proposed match reviewed and approved by a bank employee. The recognized developments also include expanded APIs, greater process automation and an enhanced user experience for managing complex virtual account structures.
Enrico Camerinelli, Strategic Advisor Corporate Banking and Payments at Datos: “Virtual accounts are evolving from “products” to sell into foundational pillars of modernly developed core banking infrastructures.”
The award highlights SAP Fioneer’s approach to combining practical AI, automation and flexible architecture to help banks improve operational efficiency and deliver enhanced cash management services.

About SAP Fioneer
https://www.sapfioneer.com
SAP Fioneer was launched in 2021 as a strategic partnership between entrepreneurial investor Dediq and global technology leader SAP SE to become the leading international digital transformation partner and provider of software solutions and platforms to the financial services industry. With a broad ecosystem of partners, over 1,200 financial services customers and more than 1,500 employees, SAP Fioneer is a global business present in 17 countries across Europe, North and Latin America, Middle East and Asia-Pacific.
By combining the speed and agility of a start-up with the proven capabilities of a best-in-class enterprise-grade software company, SAP Fioneer enables banks, insurance companies and challengers to run, transform and grow while meeting their need for speed, scalability, and cost-efficiency through digital business innovation, cloud technology, and solutions that cover banking and insurance processes end-to-end.
