End-to-end solutions for banking and insurance

New circumstances require new ways of working and therefore we are putting you first in our customer-centric, vertical approach – by delivering end-to-end services for the financial industry that are pre-integrated and ready to run.

Our platforms let you get straight to work by offering made-to-measure solutions which are robust and tailored to your business’ needs – both today and tomorrow – enabling you to grow and innovate in a sustainable way.

Whether you’re an established player in the insurance or banking industry, navigating digital transformation and regulatory requirements, or a challenger, forging new paths in both areas, we’ve got you covered.


Reach more customers and achieve new levels of trust with real-time financial insight and risk control using the rock-solid SAP Fioneer Banking Platform.

  • Tailored to individual banking businesses out of the box
  • High flexibility to book all banking book positions – manage accounts, position keeping, and payments
  • Front-to-back coverage of all major banking propositions, e.g. commercial lending from origination to distribution and credit risk management


Pursue new digital business models and better protect your customers’ health, property and business, with the SAP Fioneer Insurance Platform.

  • Pre-configured for insurers
  • High flexibility to manage policies and claims including insurance products and quotes
  • Best-in-class payments processing and incentives management for all lines of business

Finance & ESG platform

Establish one single source of truth and comply with regulation using the integrated SAP Fioneer Finance & ESG platform.

  • Integrated finance suite based on SAP S/4HANA
  • Providing fully integrated back-office operations and business management capabilities
  • Full drill-down to details based on booked financial data and comprehensive, business-specific KPIs (including IFRS17, LDTI, etc. for insurance companies)
  • Integrated ESG solution to manage data centrally across all bank units

OpenCore – open to possibility

Our platform is open. Open APIs for easy integration, open to extend and configure, open to connect with AI and machine learning systems out of the box, and open to grow with and match the pace of your business – open to innovation.

And all backed by a single, harmonized data model that is consistent across cloud and on-premise, making data access simple, whatever your architecture.

Open for business

Our pre-packaged solutions are known as ‘editions’ and form an integral part of the platform offering. They are tailored to you: to your market and to the pace of your business. Each edition targets a specific segment of your business, adapted to match your particular needs.

Our cloud-enabled technology scales with you, growing with your business. It’s ready-to-run out of the box, reducing implementation time and helping you get to value faster. And it’s modular, flexible, and easily extendable. Start with what you need, upgrading and scaling up as you need – more efficiently and with less disruption.

Open for innovation

And we innovate together. While we have pre-configured, out-of-the-box solutions, there is always the possibility to co-innovate. Together, we can create a future of better, faster finance for everyone.

Platform paradigms

  • Business and customer focus – tailored to individual business segments in financial services
  • Incremental and agile – delivering additional value to existing and step-by-step implementation options to new customers
  • OpenCore – open, flexible and fast to integrate – supporting business transformation and new business
  • End-to-end – complete coverage of business processes
  • Standard solution and quality – standardizing processes with off-the-shelf business content on top of the flexible software
  • Pre-integrated and ready-to-run – fast implementation of customer solutions
  • Pre-configured editions – pre-selected, out-of-the-box product bundles, that are tailored to the needs of specific customer types or verticals 

Get in touch now

Your message could not be saved. Please try again.
Thank you!