Insurance platform

Insurance solutions to accelerate your business end-to-end

Rapidly increasing customer expectations, new distribution models and an evolving competition, mean you need a solution that is fast, future-fit, connected and proven. Our comprehensive platform gives you the agility, extensibility and reliability you need to get and stay ahead. 

Speed to market 

The platform allows you to consume predefined products and processes out of the box and has an extensive array of templates. Engagement Hub lets you quickly assemble fit-to-market offerings and best-in-class standardized solutions, so you can focus on CX and innovation.

Future-fit insurance

The solution is modular and open core. Our unique bi-modal platform keeps the core lean and detachable. Easily connect to an extensive ecosystem of solution providers to increase your product distribution and embrace new business models. 

Reliability and scalability

Built on flexible but proven technology, our solutions power over 600 insurers worldwide Leverage SAP’s Business Technology Platform to scale. Grow and innovate your business at your own pace without having to worry about stability.  

Tangible results delivered


months to launch a new product


reduction in audit costs


faster data processing

A springboard from which we can quickly deliver new products and services to customers; in SAP Fioneer we have found a like-minded partner who shared our vision for revolutionising the insurance experience and have the software and expertise to help us deliver it.

Prasanta Roy, Group Chief Technology Officer of Tune Protect

Make insurance easier with a flexible and proven platform

Ecosystem enabled

Connect, enhance and distribute your product through embedded insurance, partners and insurtechs. Benefit from our Amplify Insurtech programme which is actively strengthening the network. 

Endtoend coverage 

Use one solution to manage your business across the entire policy lifecycle. From product design to claims management disbursement and reinsurance. Everything can be seamlessly integrated to drive internal efficiency.


Multi-lingual, currency, line of business. Leverage a solution already preconfigured with local languages and currencies for your markets. And this across all lines of business; General, Life, P&C, Health, Group and Auto. 


Choose from a wide selection of ready-to-run modules to quickly assemble best-in-class solutions, or collaborate with us to build something new, tailored to your specific needs.

Open core

Our restful APIs, event-driven architecture and microservices layer allow you to easily connect with third parties and give you maximum flexibility.


The single data source of truth and integrated data analytics enable not just business insights but hyper personalization, to increase customer acquisition and retention.

Cloud ready

We provide an end-to-end cloud-ready solution for insurance organizations across General, Life, Group & Health lines of business, for those looking for the SaaS benefit.

​​Global reach

Our team draws together experts from across 22 offices in 17 countries around the world; people on the ground with deep understanding of the local insurance landscape. 

Featured solutions

The ‘Engagement Hub’ sits on top of the core insurance solution and lets you connect quickly not only to the mid and back office and with traditional distribution channels but helps you easily integrate with ecosystems. It provides quickly assembled fit-to-market offerings, facilitating embedded insurance, personalized insurance and other new and future business models  

The Life insurance edition helps life insurers innovate by offering pre-integrated, end-to-end coverage across the entire business process life cycle. API enabled, it is easily extensible. With native integration with SAP S/4HANA, it creates accounting entries for transaction traceability, ensuring compliance with IFRS17 and other reporting standards. 

Cloud for insurance provides a consumptionbased pricing model with managed services for operations, upgrades, and new features, leading to faster innovation, lower TCO, flexible capacity, robust security, and high resilience. Regional and country-specific templates are included for products and processes, getting you to market faster. The simplified UI provides an optimal user experience for both operational users and agents, with easytouse screens and guided procedural flow.  

Ready to get started?

Let’s shape the future of insurance, together.

Get in touch