Built for the insurance industry, Collections and Disbursements (FS-CD) simplifies and centralizes all collections and disbursements, streamlining premium billing, payments, and settlements across all lines of business, reducing costs, improving transparency, and delivering a better experience for policyholders, brokers, and partners.
Proven results from hundreds of financial institutions worldwide
overheads savings after system consolidation
faster reconciliation with general and subledger
automation of incoming payments
Bring all financial transactions into one platform to reduce errors, cut costs, and increase visibility—enabling better cash flow, lower risk, and faster decision-making across the business.
Connect with existing billing and CRM systems without custom development. Scale confidently with out-of-the-box capabilities designed to handle high volumes without slowing down.
Enable real-time, multi-currency, and digital payments with full documentation—speeding collections and disbursements while improving both operational efficiency and customer experience.
Support flexible, policyholder- and broker-oriented billing models with faster, more transparent processes—improving retention and protecting relationships across the insurance value chain.
Connect existing billing and CRM systems effortlessly with platform-agnostic integration. Ensure consistent, real-time data sharing across your technology stack without complex custom development or lengthy implementation timelines.
Consolidate all billing and payment processes across customers, brokers, and partners in one intelligent system for complete visibility and control.
Handle real-time, multi-currency, digital payments, and diverse transactions such as partial payments and refunds, ensuring fast payouts and better customer experience.
Streamline collections with automated dunning, audit-ready processes, and consistent communications aligned to regulatory standards.
Generate invoices with flexible billing schedules and accurate premium calculations aligned to policy or contract terms.
Achieve timely, accurate, and auditable financial closing with integrated balance confirmation, reconciliation, accruals, and journal postings.
Access structured reports on key financial metrics and trends that drive better forecasting, profitability tracking and strategic decisions.
Manage complex co-insurance and reinsurance contracts across proportional, facultative, and other models.
Seamlessly integrate with SAP and third-party systems for streamlined, accurate collections processes and reliable data flow across your tools.
Consolidate all billing and payment processes across customers, brokers, and partners in one intelligent system for complete visibility and control.
Handle real-time, multi-currency, digital payments, and diverse transactions such as partial payments and refunds, ensuring fast payouts and better customer experience.
Streamline collections with automated dunning, audit-ready processes, and consistent communications aligned to regulatory standards.
Generate invoices with flexible billing schedules and accurate premium calculations aligned to policy or contract terms.
Achieve timely, accurate, and auditable financial closing with integrated balance confirmation, reconciliation, accruals, and journal postings.
Access structured reports on key financial metrics and trends that drive better forecasting, profitability tracking and strategic decisions.
Manage complex co-insurance and reinsurance contracts across proportional, facultative, and other models.
Seamlessly integrate with SAP and third-party systems for streamlined, accurate collections processes and reliable data flow across your tools.
“We operate FS-CD as a central platform and service for multiple of our countries and lines of business. Particularly noteworthy are our proven best practice processes, which enable us to introduce FS-CD in new markets within a manageable period of time and cost that is acceptable even to smaller units.”
Head of Global Billing & Payments IT at Zurich Insurance
