Drive sales impact with seamless, agile producer management

Proven globally for over 20 years and built for insurance, SAP Fioneer’s Incentive and Commission Management (FS-ICM) streamlines complex commission processes across all lines of business. Its no-code, flexible framework enables fast updates, accurate payouts, and real-time performance insights, supporting compliance, reducing costs, and strengthening distributor relationships.

Trusted by insurers around the world

50+

leading insurers worldwide are FS-ICM users

50%

of the top 20 German insurers use FS-ICM

98%

automatization of commission payments

Transform producer management with FS-ICM

  • Launch quickly with out-of-the-box support for industry-specific commission models (e.g., long-tail commissions) and requirements (e.g., commission guarantee and credentialing). Accelerate time-to-value with proven business templates and minimal custom development.

  • Simplify management of complex hierarchies, centralize master data and automate workflows across departments. Reduce admin burden, strengthen internal coordination, and scale efficiently with centralized control and standardization, while ensuring compliance.

  • Manage all payout types, such as commissions, guarantees, flat fees and offsets, in one system. Improve financial accuracy, eliminate manual processes, and ensure consistent, timely payments every cycle.

  • Adapt incentive structures fast with no-code rules. Monitor sales performance, incentive effectiveness, and payouts in real time to drive fast, informed decisions.

Key features and benefits

Centralized agent and contract management

Manage the complete agent lifecycle with automated workflows and a single source of truth for agent data and agreements, ensuring control, accuracy, and compliance at scale.

Built-in compliance controls

Manage licenses and registrations with tools designed to ensure ongoing regulatory compliance across all sales roles.

Smart, transparent commission calculation

Automate complex calculations and reduce manual errors for transparent, auditable, and dispute-free payouts.

Automated, multi-type payouts

Automate up to 98% of payouts across commissions, flat fees, guarantees, and hybrid incentive types, with centralized workflows.

Flexible, no-code rule configuration

Empower business teams to create and update commission rules quickly and easily, without IT support.

Real-time reporting and analytics

Access live dashboards and detailed reports to optimize incentive effectiveness and drive faster, data-backed decisions.

Configurable business logic and enhancements

Tailor the system to your needs by leveraging our user-friendly configuration framework and extension options that support custom rules, data fields, and workflows.

  • Centralized agent and contract management

    Manage the complete agent lifecycle with automated workflows and a single source of truth for agent data and agreements, ensuring control, accuracy, and compliance at scale.

  • Built-in compliance controls

    Manage licenses and registrations with tools designed to ensure ongoing regulatory compliance across all sales roles.

  • Smart, transparent commission calculation

    Automate complex calculations and reduce manual errors for transparent, auditable, and dispute-free payouts.

  • Automated, multi-type payouts

    Automate up to 98% of payouts across commissions, flat fees, guarantees, and hybrid incentive types, with centralized workflows.

  • Flexible, no-code rule configuration

    Empower business teams to create and update commission rules quickly and easily, without IT support.

  • Real-time reporting and analytics

    Access live dashboards and detailed reports to optimize incentive effectiveness and drive faster, data-backed decisions.

  • Configurable business logic and enhancements

    Tailor the system to your needs by leveraging our user-friendly configuration framework and extension options that support custom rules, data fields, and workflows.