Rock-solid technology. Bold creativity.

In 2021, a group of financial services experts at SAP realized their clients needed a partner that could move at their pace –that could adapt to the changing landscape quickly and understood it implicitly.

Whilst SAP’s technology was undoubted, they knew it would take a different breed of company –a leaner organization to devise and deliver creative solutions to their clients’ problems. An organization whose sole focus was financial services and whose people had the passion and mindset to redesign from first principles. Where constraints from red tape or legacy systems are removed, but innovation never compromises security.

With the entrepreneurial investor DEDIQ, these pioneers found like-minded individuals who shared their vision and so SAP Fioneer was forged as a joint venture. A reliable enterprise partner, yes, but injected with new energy, agility and investment power. A fintech, certainly, but with decades of experience.

Since then, it has grown to be a global business across 14 countries and 17 offices with 1,000 employees, united by the common purpose to engineer the next generation of financial services together. And that is precisely what we are doing.

What makes us different

The best of both worlds

We combine the agility of a start-up with the experience of a best-in-class software company.

Lean, future-fit and fast

We deliver a faster time to market and reduced complexity through lean architecture, open APIs and a modular approach.

From vendor to partner

We don’t just provide products off-the-shelf: we listen and co-innovate with our clients to shape the ecosystem. 

A safe pair of hands

We have decades of experience in delivering successful digital transformation, never compromising risk or compliance.

At your side, every step of the way

We are a global player with expert support on the ground to offer a seamless journey from inception to implementation.    

Delivering innovation with tangible results


Self-service customer onboarding
American bank


Faster bank data processing
Global insurance carrier


Reduction in product complexity
Asian carrier


Higher average revenue per customer
South African bank


Global insurance carrier

< 3

Weeks to launch a new product
Asian insurer


Increase in employee efficiency
American bank


Reduction in service tickets
Global insurance carrier

SAP Fioneer takes top spots in internationally recognized awards

SAP Fioneer has been ranked first place in core banking/back-end systems in the Fintech Leaders 2022 report by the Center for Financial Professionals (CeFPro). We were also recognized by CIO Review as one of the most promising insurance technology providers. 

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