End-to-end platforms for banks and insurers
SAP Fioneer platforms help banks and insurers connect products, operations, finance, and reporting on one foundation, reducing complexity while increasing control and agility.
Reach more customers and build trust with real-time financial insights and risk control. Join the 800 banks globally who have chosen our platform.
Accelerate digital insurance processes to meet customer expectations and create new revenue streams by connecting easily to the ecosystem.
Establish a single source of truth for profitability and turn compliance into your advantage using our integrated finance & ESG platform.
SAP Fioneer provides software solutions for banks and insurers. Its portfolio spans banking, lending, insurance, and finance, supporting end-to-end business processes with integrated finance, consistent data, governance, and operational control.
SAP Fioneer serves banks and insurers of all sizes, from regional providers to global financial institutions. Our solutions support retail, corporate and transaction, central, and development banks, as well as life, property and casualty, and social insurers. More than 1,200 financial institutions worldwide use SAP Fioneer solutions.
SAP Fioneer helps financial institutions accelerate transformation, improve operational efficiency, and reduce technology complexity. Its clean-core architecture provides real-time processing, seamless upgradeability, and enterprise-wide visibility through a unified data foundation. The result is greater implementation flexibility, stronger operational control and resilience, and consistent data across the enterprise.
SAP Fioneer combines deep banking and insurance expertise with a technology foundation built on SAP. Its differentiators include end-to-end and front-to-back functionality, integrated finance, a modular clean and open-core architecture with embedded domain APIs, AI-first delivery, and a focus on helping financial institutions maintain digital independence and control over their technology landscape. Learn more: What makes us unique
SAP Fioneer solutions are designed to integrate with both SAP and non-SAP environments. Built-in domain APIs, a dedicated integration and extensibility layer, and connectivity across a broad partner ecosystem help organizations connect existing systems while extending and evolving their technology landscape.
SAP Fioneer supports cloud, hybrid, and on-premise deployment, giving banks and insurers the flexibility to align technology with their operational, infrastructure, regulatory, and data-sovereignty requirements. Its cloud-agnostic architecture can run on leading hyperscalers or on customer-controlled environments, helping organizations modernize while retaining control over their deployment strategy.
SAP Fioneer was established in 2021 when SAP carved out its banking and insurance software business into a joint venture with Dediq. As an independent company focused exclusively on financial services, SAP Fioneer combines SAP’s technology foundation, cloud and AI R&D, and global reach with dedicated investment in innovation, engineering, and software platforms for banks and insurers.
