With SAP Fioneer’s Embedded Finance-as-a-Service, you enable your SME and corporate clients to offer banking, insurance, and payment services directly in their natural habitat – where they sell, buy, and operate every day. Help them streamline operations and boost loyalty, while you tap into new revenue opportunities.
Our cloud-based platform foundation enables FSIs to seamlessly embed their products into their clients’ software. Extend your reach and gain valuable intelligence from customer data. Built on state-of-the-art technology, our Embedded Finance platform delivers innovative experiences natively within ERP and other enterprise systems. And compatibility with all major cloud providers gives flexibility in deployment.
Products made for easy consumption within client software systems and workflows, improving customer adoption and engagement.
Accelerate time to market with pre-built foundation, including templates for a wide range use cases and workflows, and pre-configured connections to common data sources.
Integrated finance and data management, leveraging the in-memory database. Unified data access empowers faster, more informed decision-making and improved regulatory reporting.
Real-time business and transaction insights connect credit and payment processes with treasury systems.
Ensure compliance with explainable AI, audit trails, and a central repository for client data and decisions.
Deployable on any hyperscaler, enabling fast rollout, elastic scaling, and pay-as-you-grow cost efficiency.
Corporates can provide liquidity to their supply chain without cumbersome data exchange, while FSIs can automatically access necessary data to assess risk and determine appropriate financing terms.
Our Embedded Finance-as-a-Service platform foundation enables financial service institutions to offer risk-adjusted invoice finance solutions when and where clients need them.
Take R2P one step further by embedding it into ERP systems. Corporates can efficiently send high-volume R2P notifications and track payback directly.
Access new customer segments by enabling corporate customers to buy now and pay later, with just-in-time credit approval.
Embedded virtual accounts empower corporates to manage their bank accounts from within their own ERPs, greatly simplifying most of their banking.
Validate trading history between buyer and supplier, extracted from the ERP system, to determine the order-to-cash convertibility of purchase orders.
By outsourcing payroll to FSIs, corporates can pay their employees on time, while FSIs get a secured financial asset, managing the entire process through a single HR system.
A centralized treasury management system allows treasury to access short-term capital, mitigate financial risks, adapt to market shifts, and achieve operational efficiencies.
Corporates can provide liquidity to their supply chain without cumbersome data exchange, while FSIs can automatically access necessary data to assess risk and determine appropriate financing terms.
Our Embedded Finance-as-a-Service platform foundation enables financial service institutions to offer risk-adjusted invoice finance solutions when and where clients need them.
Take R2P one step further by embedding it into ERP systems. Corporates can efficiently send high-volume R2P notifications and track payback directly.
Access new customer segments by enabling corporate customers to buy now and pay later, with just-in-time credit approval.
Embedded virtual accounts empower corporates to manage their bank accounts from within their own ERPs, greatly simplifying most of their banking.
Validate trading history between buyer and supplier, extracted from the ERP system, to determine the order-to-cash convertibility of purchase orders.
By outsourcing payroll to FSIs, corporates can pay their employees on time, while FSIs get a secured financial asset, managing the entire process through a single HR system.
A centralized treasury management system allows treasury to access short-term capital, mitigate financial risks, adapt to market shifts, and achieve operational efficiencies.
“With our Embedded finance as a Service foundation, banks can now directly connect to their clients’ ERP system processes, bringing the two closer together.”
Head of Embedded Finance at SAP Fioneer
Embark on a journey to discover the game-changing impact of embedded finance for SMEs and their banks. Delve into the world of streamlined SME lending, where complex processes are a thing of the past, replaced by date driven credit decisions and flexible access to funding options.
Embedded finance has changed the consumer space – B2B finance is next. In our whitepaper, we explore how it can contribute to operational strategy efforts, transform data into new insights and ultimately bridge a gap between banks and businessses.
We uncover the most transformative use cases for B2B embedded finance that help build closer, more valuable relationships with your corporate customers.
Learn about the trends driving innovation in B2B finance and how embedding finance is the solution to keep organizations ahead of their competition.
