Beyond reporting: modernizing intraday liquidity management

Intraday liquidity management (ILM) is undergoing a fundamental shift, driven by rising supervisory expectations, faster payment cycles, and the growing realization that transparency alone is no longer enough. Many banks can produce intraday liquidity reports. Fewer can answer, in real time, what is driving liquidity consumption and what actions to take next.

In this report, you will learn:

• Why ILM is evolving from a reporting obligation into a real‑time control function.
• What the ECB’s “Sound Practices” mean in practical, operational terms, from governance and forecasting to monitoring, prioritization, and stress testing.
• The most common ILM maturity gaps, such as fragmented data, manual monitoring, and weak forecasting.
• A practical three‑stage maturity path (capture, manage, optimize) that helps banks build a defensible, real‑time ILM capability.
• How leading institutions are moving beyond “window dressing” to embed automated alerts, payment flow controls, forecasting, and stress simulations into daily operations.

Download the whitepaper to explore how your institution can modernize ILM, close the maturity gap, and build a real‑time, data‑driven control framework that strengthens resilience, reduces inefficiency, and improves decision‑making.