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SAP Fioneer demonstrates seamless integration in ECB’s Digital Euro Pioneer Experimentation

Published on: 26 September 2025

SAP Fioneer, a leading provider of financial services software, has successfully participated in the European Central Bank’s (ECB) Pioneer Experimentation for the Digital Euro, showcasing the seamless integration of its core banking and payments suite with the ECB’s digital euro innovation platform. 

As one of the few chosen partners, SAP Fioneer showcased how its technology is ready to support Central Bank Digital Currencies (CBDCs). The company’s platform proved its compatibility with ECB’s digital euro innovation platform, reinforcing its commitment to enabling future-ready financial ecosystems. 

In this phase of experimentation, SAP Fioneer explored innovative use cases for conditional payments, including pay-per-use utility billing. The demonstration highlighted how conditional payments can enable dynamic, event-driven payment flows – unlocking new levels of automation and operational efficiency for banks and their customers. 

“Our successful integration with the ECB’s digital euro innovation platform is a testament to how adaptable our platform is”, said Christian Geist, Director Innovation Digital & Core Banking at SAP Fioneer. “We’re proud to be at the forefront of CBDC enablement, helping financial institutions prepare for the future.” 

The ECB has consolidated the results of the Pioneer Experimentation into a comprehensive report, recognizing the contributions of all participants. SAP Fioneer’s involvement underscores its leadership in delivering standard solutions that empower banks to seamlessly integrate CBDC capabilities such as Digital Euro. 
 

Find out more about the project here.

About SAP Fioneer
https://www.sapfioneer.com

SAP Fioneer was launched in 2021 as a joint venture between global technology leader SAP and entrepreneurial investor Dediq to become the world’s leading provider of financial services software solutions and platforms. With a broad ecosystem of partners, over 1,200 financial services customers and more than 1,300 employees, SAP Fioneer is a global business present in 17 countries across Europe, North and Latin America, Middle East and Asia-Pacific.

By combining the speed and agility of a start-up with the proven capabilities of a best-in-class software company, SAP Fioneer enables banks, insurance companies and challengers to run, transform and grow while meeting their need for speed, scalability, and cost-efficiency through digital business innovation, cloud technology, and solutions that cover banking and insurance processes end-to-end.

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