Collateral Management (CMS) is the base for compliant, and scalable collateral operations. With relations between assets, collateral agreements and receivables CMS empowers financial institutions to reduce risk, ensure compliance, and unlock operational efficiency. CMS integrates seamlessly with SAP and third-party systems. Different calculation e.g. LTV, free collaterals, collateral gaps can be used for risk and regulatory reporting.
CMS centralizes the management of assets and collaterals across lending portfolios. It tracks, validates, and monitors all asset and collateral types – e.g. real estate, guarantees, securities – while integrating with SAP Fioneer and third-party systems. With workflows, real-time data access and data extraction, CMS ensures institutions can manage risk, meet compliance, and scale operations with confidence.
CMS consolidates all asset and collateral data across all types, business units, and geographies into a single, structured system. This centralization eliminates data silos, ensures consistency, and provides a unified view of collateral exposure, enabling institutions to make faster, more informed decisions and respond quickly to regulatory or market changes.
CMS allows institutions to link multiple assets to one or more financial contracts, supporting complex financing structures such as syndicated loans or multi-asset portfolios. This flexibility enables granular tracking of risk, improves transparency, and supports tailored lending strategies across diverse customer segments.
CMS embeds compliance into every step of the collateral lifecycle. It captures documentation, approvals, and changes in a traceable format, enabling institutions to meet audit and regulatory requirements with confidence. Built-in reporting tools support both internal governance and external supervisory demands.
Designed to work natively with SAP CML and other modules, CMS ensures real-time data flow across financial and risk systems. It also integrates with third-party platforms, reducing manual reconciliation and enabling a consistent, end-to-end view of collateral across the enterprise.
Monitor and manage collateral exposure in real time across asset types and portfolios to reduce risk and support confident lending decisions.
Ensure regulatory alignment with audit-ready documentation, approval workflows, and transparent reporting across the entire collateral lifecycle.
Centralize all collateral data in one system to eliminate silos, streamline processes, and improve decision-making across departments.
Support complex financing structures and integrate seamlessly with SAP Fioneer or third-party systems—ready to scale with your business.
Monitor and manage collateral exposure in real time across asset types and portfolios to reduce risk and support confident lending decisions.
Ensure regulatory alignment with audit-ready documentation, approval workflows, and transparent reporting across the entire collateral lifecycle.
Centralize all collateral data in one system to eliminate silos, streamline processes, and improve decision-making across departments.
Support complex financing structures and integrate seamlessly with SAP Fioneer or third-party systems—ready to scale with your business.
