SAP Fioneer’s Credit Workplace enables lending experts to get ahead of CREF challenges of high pressure margins and increasingly volatile markets by leveraging their unique skills on true value-add tasks by unifying multiple manual processes including digital decisioning, KPI tracking and asset management. With strong risk management at its core, you can grow your loan book through profitable deals in a data-driven approach.
By utilising CREF’s real-time data, banks are able to lend with clarity and decide with speed the deals to pursue or qualify out saving valuable time. Utilizing SAP Fioneer’s Credit Workplace allows banks to watch for triggers and early warning signs of borrower stresses enabling quick action and reducing the chance of non-performing loan losses.
Credit Workplace enables banks to identify profitable deals earlier in the process through comprehensive data analytics and automated calculation and monitoring of KPIs. Utilizing this transparent real-time data, teams can spot early warning signs for NPLs giving the bank extra time to react and reducing the chances of NPL losses.
Credit Workplace is the integrated workplace for all front- and back-office CREF deal activities and the experts involved, reducing repetitive manual tasks and allowing experts to use their skills more effectively on value-add activities. Inter-team collaboration is innate in Credit Workplace’s DNA through in-built task and event management capabilities.
Credit Workplace supports decisions based on real-time data at any point in the deal cycle. Current valuations, exposures and property information provides full clarity when making time-sensitive choices. There is no longer a need for endless internal memos as CWP uses AI to provide the perfect basis for further efficiency gains.
Credit Workplace lays the foundations for efficiently scaling your loan book without the equivalent increase in your underlying cost base. Our standardized solution unlocks efficiencies across the lending journey, with experts freed up from manual tasks to leverage their skills effectively.
Credit Workplace generates property insights from a combination of open market and internal data to compare valuations and to lead with solid data. Provide your credit teams with greater comfort in lending decisions, critical when you are funding illiquid assets in the CREF space.
