SAP Fioneer’s Complex Loans streamlines multi-level financings with tranches and drawdowns addressing the intricacies of complex contractual structures and specific business requirements. Built on S/4HANA, our solution provides efficient oversight of the entire life cycle of loans, enhancing operational efficiency and compliance.
Complex Loans offer tailored lending facilities for large investments to corporate customers and public-sector institutions so teams can manage syndicated deals effortlessly. Benefit from simplified deal creation, automatic synchronization between loan sides, and a user-friendly Fiori-based interface. With access to essential SAP CML functions tailored to your needs, Complex Loans provides enhanced compliance and streamlined loan management processes.
Complex Loans enables easier response to market demands through flexible design of new lending products with individual price conditions. Accelerate product rollout and open the door to greater differentiation in a competitive financial market so you can bring innovation without compromising on compliance, control, or customer experience.
Complex Loans eliminates the need for manual, paper-based processes that often slow down operations and introduce risk. Instead, our solution offers a digital-first approach that streamlines workflows, reduces administrative overhead, and enhances data accuracy. Manage the full lifecycle of complex financings, from deal structuring to covenant monitoring and payment processing. Every step is optimized for efficiency and a significant reduction in workload for both front- and back-office teams.
Complex Loans streamlines your IT landscape by consolidating fragmented systems and eliminating costly customizations. By replacing legacy systems and minimizing the need for ongoing maintenance of custom code, significantly reduce operational overhead and IT spend. Lowers infrastructure and support costs while accelerating implementation timelines and reducing risk in a leaner, more agile technology environment.
Work with clarity and control by using the Launchpad as your central hub for all loan-related applications. From a single entry point, users can effortlessly create and manage financing structures, streamline payment processing, monitor covenants in real time, and handle reversals with confidence.
Top-down data inheritance ensures consistency across financing hierarchies. Pricing conditions can be applied at any level, enabling you to tailor terms to each deal.
Utilize a comprehensive set of 18 business operations covering the full lifecycle of complex loans, including disbursements, purchase and sale of shares, and capitalization events.
Value tables simplify the setup and maintenance of conditions, while references between different financing elements ensure consistency. Interpolated interest calculations add another layer of accuracy, supporting even nuanced financial agreements.
Leverage workflow integration for comprehensive loan process management from end to end. Monitor key events, manage multiple master data changes through a single workflow item, and ensure that every task is tracked and executed with accountability.
Automated mirrowing of participation parts based on syndication rules reduces the processing effort involved in handling syndicated financing.
Work with clarity and control by using the Launchpad as your central hub for all loan-related applications. From a single entry point, users can effortlessly create and manage financing structures, streamline payment processing, monitor covenants in real time, and handle reversals with confidence.
Top-down data inheritance ensures consistency across financing hierarchies. Pricing conditions can be applied at any level, enabling you to tailor terms to each deal.
Utilize a comprehensive set of 18 business operations covering the full lifecycle of complex loans, including disbursements, purchase and sale of shares, and capitalization events.
Value tables simplify the setup and maintenance of conditions, while references between different financing elements ensure consistency. Interpolated interest calculations add another layer of accuracy, supporting even nuanced financial agreements.
Leverage workflow integration for comprehensive loan process management from end to end. Monitor key events, manage multiple master data changes through a single workflow item, and ensure that every task is tracked and executed with accountability.
Automated mirrowing of participation parts based on syndication rules reduces the processing effort involved in handling syndicated financing.
