Banking is being reshaped by economic shifts, regulatory demands, and rapid technological change. To stay ahead, banks must take on the daunting task of transforming without forgoing stability. SAP Fioneer’s core banking platform, Transactional Banking (TRBK), is built to meet this challenge—enabling a future-facing, data-driven, AI-native transformation without compromising operational or regulatory resilience.
SAP Fioneer is trusted by leading financial services institutions around the globe
Core Banking delivers a robust portfolio of out-of-the-box capabilities across deposits, savings, secured and unsecured lending, and mortgages—fully localized to market needs. With configurable templates and low-code/no-code tools, banks can tailor offerings, launch new products faster, and unlock new revenue streams accelerating innovation without heavy development overhead.
Core Banking’s decoupled, lean architecture separates core processes from finance and front-end layers driving agility, maintainability, and performance at scale.
Core Banking offers true modularity allowing banks to run independent components and seamlessly integrate through APIs enabling quick adaptation to rapidly changing needs.
Core Banking can be deployed flexibly across on-premise, hybrid, or any leading hyperscaler ensuring control, scalability, and optimized cost-to-performance ratios.
Core Banking is powered by SAP S/4HANA, the world’s most powerful in-memory event-driven database, providing a solid foundation for native AI capabilities.
Core Banking offers hyper-personalization, multi-X, pre-packaged business capabilities, real-time applications and ecosystem connectors.
Robust scalability in live environments with 24×7 availability.
99.99% average availability in production environments ensuring uninterrupted service, even during maintenance and peak periods.
Certified to ISO 27001 and built on SAP’s secure development lifecycle, delivering enterprise-grade protection across the stack.
“The race to innovate can’t cost reliability. Our technology has been designed to deliver unparalleled agility while providing the scale and security banks need to succeed.”
Managing Director – Banking at SAP Fioneer
