Credit Workplace

The integrated end-to-end platform centralizes deal, asset and business partner data to streamline credit processes and provide transparency. Through greater automation, CWP empowers teams to operate efficiently, always in line with compliance. Built to integrate seamlessly with SAP Fioneer’s lending stack, Credit Workplace provides the critical first mile in our front-to-back user journey and adds coverage of critical risk management processes for existing business.

Asset-based lending with Credit Workplace

Credit Workplace is your central expert platform for managing asset-based lending business. Our solution supports your teams across origination, underwriting, portfolio, and risk management with structured deal data, integrated processes, and intuitive collaboration tools – all tailored to your business needs and scalable across departments from sales to back office. CWP helps you work smarter, faster, and with full transparency.

Lending with operational precision and strategic agility

  • Streamline your lending operations by automating repetitive tasks and structuring deal data in a way that mirrors your business. Reduce manual effort, minimize errors, and accelerate execution so your team spends less time on admin and more time on strategic, high-value work helping you effectively scale operations.

  • Stay in control with real-time visibility into every deal, task, and decision. Credit Workplace gives you a single source of truth, complete with audit-ready documentation and intuitive status tracking so you always know what’s happening, who’s responsible, and what’s next.

  • Credit Workplace can be tailored to fit your unique lending processes, whether you’re managing different property types, approval flows, or decision hierarchies. The platform’s structure provides flexibility to configure data views, workflows, and responsibilities to match your business model without sacrificing control or compliance.

  • Credit Workplace connects tasks directly to ongoing work ensuring updates are always in sync and fully transparent. Manage responsibilities, automate task assignments, and keep everyone – internal teams or external partners – aligned to ultimately foster accountability, enable teamwork and drive deals forward without friction.

Full transparency and seamless integration

Deal data across the full CRE loan lifecycle

Capture deal-related information end-to-end, covering all relevant processes from initiation and origination as well as the management of existing business.

Generate digital decision documents

Create digital decision papers with selected data and approval flows. Streamline sign-offs and ensure every decision is documented, auditable, and easy to access.

Ensure audit compliance and transparency

Maintain a full audit trail of every action, decision, and change. With built-in compliance features, you’re always ready for internal reviews or regulatory checks.

Integrate seamlessly with record keeping systems

Connect Credit Workplace to your existing IT landscape. While it integrates especially well with SAP record keeping systems, the platform is system-agnostic with smooth data flow, reduced duplication, and improved accuracy across any architecture.

Manage deals, assets, events, and decisions

Track every property, event, and decision in one place. From asset details to approval workflows, you stay in control with a clear, structured view of all moving parts of the deal.

Automate workflows and task assignments

Boost efficiency by automating process tasks and workflows. Assign responsibilities, trigger actions, and keep your team aligned without the manual follow-up.

Customize views

Tailor data views and structures to relect your business and processes based on easy configuration – so your team sees only what’s relevant, in the format that works best.

Track status and responsibilities in real time

Know exactly who’s doing what and where things stand. Real-time status tracking and role-based responsibilities give you full visibility and accountability.

  • Deal data across the full CRE loan lifecycle

    Capture deal-related information end-to-end, covering all relevant processes from initiation and origination as well as the management of existing business.

  • Generate digital decision documents

    Create digital decision papers with selected data and approval flows. Streamline sign-offs and ensure every decision is documented, auditable, and easy to access.

  • Ensure audit compliance and transparency

    Maintain a full audit trail of every action, decision, and change. With built-in compliance features, you’re always ready for internal reviews or regulatory checks.

  • Integrate seamlessly with record keeping systems

    Connect Credit Workplace to your existing IT landscape. While it integrates especially well with SAP record keeping systems, the platform is system-agnostic with smooth data flow, reduced duplication, and improved accuracy across any architecture.

  • Manage deals, assets, events, and decisions

    Track every property, event, and decision in one place. From asset details to approval workflows, you stay in control with a clear, structured view of all moving parts of the deal.

  • Automate workflows and task assignments

    Boost efficiency by automating process tasks and workflows. Assign responsibilities, trigger actions, and keep your team aligned without the manual follow-up.

  • Customize views

    Tailor data views and structures to relect your business and processes based on easy configuration – so your team sees only what’s relevant, in the format that works best.

  • Track status and responsibilities in real time

    Know exactly who’s doing what and where things stand. Real-time status tracking and role-based responsibilities give you full visibility and accountability.

“CWP is more than just an off-the-shelf product: By combining standard and institution-specific adaptations, we were able to support both the processes in the front and those in the back office and significantly improve process efficiency overall.”

Andreas Hoschek

Director Operations & Digitalisation at pbb