Positing keeping for every loan

Loans Management (CML) empowers financial institutions to manage all kind of loans, e.g. corporate loans, personal loans, consumer loans, mortgage loans, special loans, policy loans. With a highly flexible framework for the configuration of financial conditions CML supports a bright range of various loan types. CML is real-time integrated with the general ledger and Collateral Management (CMS). CML supports all needed business operations for the complete lifecycle of a loan.

Turning loans management into a strategic lever

CML manages the full lifecycle of secured or unsecured loans from loan decision to repayment. It handles diverse loan types, automates accounting and payment flows, and ensures compliance through audit-ready processes. With real-time postings, flexible partner and collateral management, and scalable workflows, CML empowers financial institutions to lend securely and efficiently.

Engineered for full control

  • CML manages the entire lifecycle of a loan from inquiry and application to disbursement, repayment, and closure. It supports all loan types and conditions, enabling institutions to automate processes, reduce manual errors, and maintain full transparency across every phase of the lending journey.

  • Revery transaction in CML is posted directly to the SAP FI general ledger in real time. This ensures accurate, audit-ready financial reporting and compliance with regulatory standards. The granular posting logic supports multi-GAAP accounting and enables institutions to maintain financial integrity at scale.

  • CML automates the generation of planned and actual postings for interest, repayments, fees, and more. It integrates with payment programs to handle disbursements and collections, reducing manual workload and ensuring timely, accurate financial operations.

  • With support for various loan types – with interest, repayment and fee conditions – CML enables tailored condition sets, including interest models, repayment types, and special terms like deferrals or early repayments. This flexibility allows institutions to adapt to diverse customer needs and market demands.

Precision in lending

Scalable flexibility

Support diverse loan types, partner roles, and collateral structures tailored to your institution’s needs and ready to grow with your business.

Operational efficiency

Automate loan lifecycle processes and accounting flows to minimize manual effort, reduce errors, and accelerate time-to-value.

Regulatory confidence

Ensure compliance with internal policies and external regulations through audit-ready documentation and embedded controls.

  • Scalable flexibility

    Support diverse loan types, partner roles, and collateral structures tailored to your institution’s needs and ready to grow with your business.

  • Operational efficiency

    Automate loan lifecycle processes and accounting flows to minimize manual effort, reduce errors, and accelerate time-to-value.

  • Regulatory confidence

    Ensure compliance with internal policies and external regulations through audit-ready documentation and embedded controls.