End-to-end solutions that cover all your business needs.

Our end-to-end solutions cover the treasury systems, core banking and insurance processes, as well as embedded finance for both you and your customers to become truly cloud native – and stay compliant, competitive, and profitable at the same time.

  • Finance and risk management
  • Digital and core banking
  • Digital and core insurance
  • Commercial lending
  • Sustainable finance platform (ESG)
  • Embedded financial solutions
  • Advisory, implementation and support
  • Move to the cloud, co-innovation and more!



Reach more customers and achieve new levels of trust with a real-time intelligent enterprise and integrated financial insight and risk control using SAP Fioneer solutions for banking.


Pursue new digital business models and improve and protect your customers’ health, property, and business with insurance solutions from SAP Fioneer.

How we work

Co-innovate with us

Supercharge your innovation project with SAP Fioneer’s proven expertise in building financial technology solutions. Through co-innovation we can design and launch a tailor-made standard solution to your specific customer and market needs. Share the opportunity, investment and the future of financial services with us.

Embedded finance

Pioneer brand new channels of growth with embedded finance solutions. Reach customers where and when it’s most convenient for them by seamlessly embedding your services into existing supply chains.

Get your technology ready to offer integrated, tailored financial services and tap into the true value of the SAP ecosystem.

We’re here to help you conquer this new frontier.

Move to the cloud

Our solutions allow you to move your core banking and insurance operations to the cloud with SAP Business Technology Platform, which grows with your business. Start with what you need and scale up at your own pace, with managed or self-managed deployments.

Our services

With SAP Fioneer, you don’t just rely on a resilient, scalable and future-ready software solution, we take you on a rock-solid journey to navigate the complexity of today’s ecosystems. From advisory to support and implementation, the SAP Fioneer team is more than a vendor but a partner, advisor and helping hand on your side – with skin in the game.

We work with you to find the right software solutions, and then guide you through the rollout, sharing all we’ve learned from thousands of successful implementations. We’ll get you up and running, and let you focus on your core business – with the opportunity to co-create tailored solutions just for you on the way!


We help you define what you need from your tech stack, designing the optimal approach
to digital transformation, cloud adoption
and long-term innovation.


We’re there to guide you from discovery to go-live, helping you every step of the way to develop and build exceptional solutions for financial services.

Implementation services

Combining expertise and best practices, we help you to accelerate your implementation, migration and adoption of SAP Fioneer solutions – getting you to value faster.

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