Life Insurance Edition

Modern, end-to-end and future-proof life insurance solutions

​​In the complex life insurance landscape, outdated systems often stand in the way of product innovation and customer satisfaction, risking the loss of business and market share.

SAP Fioneer’s globally proven platform offers comprehensive, modular, standardized solutions for end-to-end life insurance management. With robust configurability and customizability, you can seamlessly develop proprietary services and integrate with third parties to meet customers’ ever-evolving demands and build a standout service.

Proven results from global insurers


months to set up a
new insurance business


reduction in service
ticket requests


faster data

Future-proof life insurance technology

​​Evolve your life insurance services​

​​Provide a connected, holistic service, creating your own wider ecosystem via built-in APIs, events and microservices integration capabilities. Our open platform makes it simple to connect with your key partners, including insurtechs, payment gateways and regulatory authorities.

​​Fast, reliable

​​Our SaaS solution provides everything you need to deliver best-in-class life insurance serviced ​with rapid, low risk implementation. Launch products out of the box or customize the platform according to your needs, with ready-made views that seamlessly interface with any front-end or portal.

​​Enhance your
product agility​

Capture new market segments and streamline innovation and growth with built-in product customization. Your analysts can develop, test and launch new products easily, matching features to customer needs through a simple user-interface to maximize customer value.

We bring speed, efficiency and proven results to life insurance companies through pre-configured solutions, close partnerships and future-proof technology.

Nikola Djokic, Managing Director – Insurance, SAP Fioneer

​​Comprehensive solutions tailored to your needs​


​​​Streamline financial operational compliance with full traceability from ledger to front-end delivery with a seamless data journey for complete visibility and control.​

​​Flexible product

Easily update and configure your products on multiple levels, either via our analyst-focused UI, or using our advanced developer options.​​​

​​Fully configurable

​​Coordinate the platform according to your needs to integrate your own proprietary intelligence via customized content and exits .

​​Rich content
as standard​

​​Utilize our comprehensive out-of-the-box core policy management to expedite implementation, featuring 100+ business transactions and 200+ background activities.

incentives and

​​Efficiently manage incentives and commissions for complex sales channel hierarchy and flexible compensation structures with configurable rules.​​​​

and underwriting​

​Streamlining sourcing and processing with integrated policy management and comprehensive underwriting features, including risk aggregation, rule processing, rating and our UW workbench.


Easily track invested funds at the company level, with a comprehensive visibility, including allocations, investment management and treasury to enhance financial transparency and power informed decision-making.

​​Flexible line of
business and
group solutions​

​Support life and non-life coverages and group life Insurance through cross-controlled master policies and create tailored solutions across multiple lines of business.

Why us?

​​Enjoy unparalleled reliability with our proven software solutions, trusted by 50% of the world’s largest insurers to innovate rapidly without compromising reliability.​

​​High-Performance In-Memory Database​

​​Enhance your core processing performance on complex life insurance operations and batch processing with our SAP S4/HANA systems, proven on global transaction volumes.​

Sophisticated standard solutions​

​​Implement sophisticated standard solutions that are continuously updated, minimizing customization costs and ensuring ongoing alignment with industry advancements.​

Future-proof innovation​

​​We work with our clients to build the solutions of the future, delivering a customized approach today with the promise of seamless updates and extensions in the future.​

​​Robust and adaptable

​​Balance flexibility and stability, with tested infrastructure that supports a high degree of customization without compromising availability.​

Related solutions and products

Insurance platform

Our comprehensive insurance platform provides a wide portfolio of end-to-end solutions allowing businesses to serve more customers better, faster, on any channel.

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Financial Products Subledger

The Financial Products Subledger provides a single source of truth for finance and compliance data and adapt to regulations such as IFR17 and LDTI.

Learn more

The future of life insurance starts here

Talk to us about powering your life insurance solution.

Get in touch